Decentralized Cryptocurrency Banking platform for Saving
Introducing Cointik: New reality for payments. Banking without borders. Cryptocurrency payment cards. Cryptocurrency storage wallet provision. Regulated and MiCA compliant.
- European union public license
- Fatca compliant
- Mica compliant
- Funds safeguarded at tier 1 banks according to EU legislation
About us
Cointik.com has been registered in 2018 and is licensed in Lithuania as a Virtual Asset Service Provider (VASP). Cointik offers a unique decentralized payment infrastructure to institutional and individual clients to manage their finances, exchange and get paid in cryptocurrency. Representing the most convenient and quickest way to spend your cryptocurrency across the world. We allow our clients the possibility to open a European IBAN and integrated crypto wallet in 3 simple steps:
- Fill in pre-registration form
- Complete face ID
- Answer any subsequent compliance questions.
Cointik is a secure exchange based and operating out of the Republic of Lithuania, which is a country with one of the highest registered capital requirements for crypto exchanges globally, in compliance with MiCA directive protocols.
Standing at the forefront of mass adoption, our products help entrepreneurs gear up for the new era of digital assets: whether you are looking to pay vendors, accept payments or invest into crypto Cointik is the way forward.
Accepting over 100+ digital tokens and clients from over 120 jurisdictions Cointik is a Global powerhouse covering all aspects relating to crypto for digital entrepreneurs.
Fill in pre-registration form
- Personal account
- Corporate
Cointik products and services
Get access to traditional banking services, open dedicated IBAN accounts in EUR - for corporate clients and private users.
Send and receive transactions in your personal area in one click. Use mass-payments options, monitor and download the transfer statistics.
Order a debit virtual or physical card in addition to your bank account, pay for purchases and deposit via ATMs, transfers or virtual assets.
Exchange digital assets to fiat currency and vice versa with the best rates, starting from 0.15%.
Full integration of the centralized structure and decentralized exchange within a single platform.
Connect payment options for your business anywhere around the world, choosing from 50+ providers.



Cointik strives to transform the reality of payments. Your corporate or personal funded card is ideal for a range of applications, from gift cards to expense management, our cards offer flexibility and are easily reloadable allowing you 24/7 access to your balance.
Despite our card program is conveneint, it does not sacrifice client safety, and is designed in accordance with the most stringent security protocols.
- Online Banking
- Assets protection
- Support services
- Personal dedicated managerg
Using a cutting-edge online payments and exchange platform allows you access to manage your money around-the-clock. We have above 99.8% uptime, and notify all customers in advance in case of any system updates to minimize inconvenience.
Cointik is connected to the Central Bank of Lithuania directly and safeguards client funds in tier 1 European banks. Cointik complies with the requirements of the Directive 2014/49/EU of the European Parliament and European Council of 16 April 2014, that harmonized the requirements for national deposit guarantee schemes (DGSs).
Use payment options with fast onboarding and 24/7 client support.
In case you have questions or need any kind of status updates the average response rate of our operations managers — is 15 minutes.
- European union public license
- Fatca compliant
- Mica compliant
- EUPL certified systems in accordance with FATCA to your IBAN.
- Account servicing and payments.
- POS-terminals with no difference between fiat currencies and crypto.
- Payments processing is Payment processing is PCI DSS compliant.